汽車房屋保險年均節省$600 探親旅游醫療保險 汽車房屋保險年均節省$600 探親旅游醫療保險 |
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RBC INSURANCE 註儐TｋU顧問 Nichole 朱小姐
416-666-2030
汽車房屋保險年均節省$600
探親旅游醫療保險 價錢實在 安心放心
安省居民家庭跨省跨國旅游保險計劃 壹個價錢 全家受益
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Do you know what’s included in your car insurance policy?
Getting ready to purchase car insurance? Too often, consumers don’t know what they’ve actually purchased until it’s too late – when they’re about to make a car insurance claim.
There are many things to consider before purchasing a car insurance policy. Your insurance advisor can help you understand what policy features are available to help ensure you avoid any surprises at the time of a claim.
Here are some things you may want to keep in mind when shopping for a car insurance policy:
- Free valet service. If you’re in an accident and a temporary replacement vehicle has been arranged, a valet service will bring the replacement vehicle to you at either the accident site, or even your home or workplace, while your car is being repaired, and then deliver your vehicle back to you when the repairs are completed.
- 24 hour, seven days a week direct claims service. If you have an accident at two in the morning, you’ll want to make sure there’s always someone available to speak with you directly, not just an answering service.
Some other options that you may want to consider that may help you reduce your expenses if you have to make a claim are:
- Replacement value option. If you purchase a new vehicle, this option guarantees that no depreciation will be applied for 24 months. This means when you have to settle a claim to cover a loss or damage to your vehicle, the depreciation of your car is not taken into account and you’ll be entitled to the full replacement value of your vehicle.
- Accident protection benefit. This forgives the driver for their first at-fault accident and is a great way to protect your premium.
If you need clarification about what is in your car insurance policy, let an RBC Insurance advisor help you understand the level of coverage that you have. They can help you get the car insurance policy that is right for you.
How to Save Money on Home Insurance
You may be surprised by the many ways you can save money on your home insurance. Here are some of the best tips for saving at RBC Insurance®:
Lower your premium by choosing a higher deductible
You can reduce your home insurance premium if you select a higher deductible, which is the amount you pay out-of-pocket for a claim before your insurance policy pays. The key is choosing a deductible amount you can afford to pay if you ever need to make a claim.
Insure both your home and vehicle with us
Our clients save $525 per year on average when they insure their home and more than one car with RBC Insurance.
Intall a Home Security System
A security system could help reduce the chances of a theft or vandalism occurring on your property, which is why we offer a discount if you install or already have a home security system.
Other ways to save
In addition to the savings above, you could save even more money if you:
- Have been claims-free for five years or more
- Insure a newer home
- Have paid off your mortgage
Need More Information?
nichole.zhu@rbc.com
416-666-2030